top of page

Protecting Texas families since 2003

As a family-owned independent agency, we shop multiple carriers to find you the best rates and the right coverage.
Hablamos Español.

Find the insurance policy that's right for you

Total Protection for What Matters Most - Whether you’re buying a home, starting a business, or simply looking for better rates, we provide tailored solutions that fit your life.

Auto Insurance

Drive with confidence. Comprehensive coverage for your daily commute and beyond.

Home Insurance

Secure your investment. Protect your home and everything inside it with tailored coverage.

Renters Insurance

Secure your personal property and liability as a tenant with affordable, essential coverage.

Flood Insurance

Crucial protection against high-risk water damage that standard policies often exclude.

Commercial Insurance

Protect your hard work. Customize your coverage to address your company’s needs.

Life Insurance

Ensure your family's financial future with term life insurance.

Motorcycle Insurance

Specialized insurance for riders, covering liability, collision, and your custom gear.

Boat Insurance

Comprehensive protection on the water, covering your hull and liability.

About Us

Family-Owned. Client-Focused.

At HNR Insurance Agency, we believe coverage is about people, not just policies. Since 2003, our family has assisted neighbors throughout the community in protecting what matters most.
We partner with a vast network of providers to shop the market on your behalf, ensuring you receive the best possible rates without sacrificing quality coverage.
Why Choose HNR?
• Decades of Experience:
Proudly serving our clients for over 20 years.
• Independent Choices:
We shop multiple carriers so you do not have to.
• Bilingual Service:
Full support available in English and Spanish.
• Education First:
We do not just sell policies; we help you understand them.

Call, email, or visit us for your personalized insurance needs.

Phone, Fax, and Business Hours

Phone:            
        Fax: 713-422-2362
            Hours: M-F,  9:30 AM - 5:30 PM

Email

mrs.ramos311@gmail.com

Office

1470 First Colony Blvd, Suite 340, Sugar Land, TX 77479

Request your free
insurance quote

Submit your details for auto, home, renters, flood, commercial, life, motorcycle, or boat insurance. Fill out the form below with your contact info and preferred method, and our agents will follow up personally.

Insurance Type
Fast Turnaround
Get same or next-day quotes. We will not hold up your closing.

Partner With HNR Insurance

Realtors and loan officers, referring clients to HNR Insurance ensures a seamless, expert experience that secures your transactions and supports your professional standing.

Quote Summaries

Easy-to-read coverage, deductibles, and premiums.

Flood Risk Search

NFIP and private flood choices available

Multiple Options

As independent agents, we compare rates for your perfect match.

bottom of page