Find the insurance policy that's right for you
Total Protection for What Matters Most - Whether you’re buying a home, starting a business, or simply looking for better rates, we provide tailored solutions that fit your life.

Auto Insurance
Drive with confidence. Comprehensive coverage for your daily commute and beyond.

Home Insurance
Secure your investment. Protect your home and everything inside it with tailored coverage.

Renters Insurance
Secure your personal property and liability as a tenant with affordable, essential coverage.

Flood Insurance
Crucial protection against high-risk water damage that standard policies often exclude.

Commercial Insurance
Protect your hard work. Customize your coverage to address your company’s needs.

Life Insurance
Ensure your family's financial future with term life insurance.

Motorcycle Insurance
Specialized insurance for riders, covering liability, collision, and your custom gear.

Boat Insurance
Comprehensive protection on the water, covering your hull and liability.
About Us
Family-Owned. Client-Focused.
At HNR Insurance Agency, we believe coverage is about people, not just policies. Since 2003, our family has assisted neighbors throughout the community in protecting what matters most.
We partner with a vast network of providers to shop the market on your behalf, ensuring you receive the best possible rates without sacrificing quality coverage.
Why Choose HNR?
• Decades of Experience:
Proudly serving our clients for over 20 years.
• Independent Choices:
We shop multiple carriers so you do not have to.
• Bilingual Service:
Full support available in English and Spanish.
• Education First:
We do not just sell policies; we help you understand them.

Call, email, or visit us for your personalized insurance needs.
Phone, Fax, and Business Hours
Phone:
Fax: 713-422-2362
Hours: M-F, 9:30 AM - 5:30 PM
mrs.ramos311@gmail.com
Office
1470 First Colony Blvd, Suite 340, Sugar Land, TX 77479
Request your free
insurance quote
Submit your details for auto, home, renters, flood, commercial, life, motorcycle, or boat insurance. Fill out the form below with your contact info and preferred method, and our agents will follow up personally.
Fast Turnaround
Get same or next-day quotes. We will not hold up your closing.
Partner With HNR Insurance
Realtors and loan officers, referring clients to HNR Insurance ensures a seamless, expert experience that secures your transactions and supports your professional standing.
Quote Summaries
Easy-to-read coverage, deductibles, and premiums.
Flood Risk Search
NFIP and private flood choices available
Multiple Options
As independent agents, we compare rates for your perfect match.

